Property Insurance

The Risk:

  • The roles of company directors and officers have become more demanding because of the increasingly challenging responsibilities, regulatory requirements and pressures of litigation
  • These officials carry personal responsibility and liability for their acts and omissions


The Solution:

  • Liability Insurance can help protect directors and officers against the financial burden of litigation, damage to their reputation and loss of personal assets.
  • Cover for legal costs and expenses is important as litigation involving company directors and officers is often difficult to deal with and costly.
  • Liability Insurance provides company directors and officers with the confidence to deal with the challenges of business.


The Cover:

This policy protects company directors and officers against liability for their wrongful act or omission committed in their capacity as company directors or officers, including but not limited to:

  • Negligence
  • Wrongful misrepresentation
  • Breach of trust
  • Breach of fiduciary duty
  • Breach of warranty of authority
  • Unlawful default including: out-of-court settlements; defence costs and expenses, and compensatory damages awarded against the company directors and officer; costs of appointing legal expertise

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